Credit Utilization: What Does it Mean, and How Does it Affect My Credit Score?

August 17th, 2018 by
Credit report with score

Credit utilization is just a fancy way of saying the percentage of your credit line you have currently taken out. Find out how credit utilization works and how it impacts your credit score with help from the finance team at YEG Auto Credit. What is Credit? Have Any Credit Questions? What Does Credit Utilization Mean?…

Posted in Credit Information

How to Calculate Your Car Payment Online

August 7th, 2018 by

Are you thinking about buying a new or used car near Lloydminster but living on a monthly budget? The team at YEG Auto Credit is here to help you out. As a division of River City Hyundai, we have the financial resources you need to make an informed decision about your investment. Find out how…

Posted in Tips

Can I Pay My Bills with My Credit Card?

July 27th, 2018 by

“Can I pay bills with my credit card?” You sure can! Either do it directly or set up certain bills on autopay to avoid missing your due date. However, just because you can pay your bills using your credit card, doesn’t mean you should pay your bills using your credit card. It depends on your…

Tips on How to Save Money

July 7th, 2018 by

If you’re looking to save money for your next vehicle purchase – or your next big purchase generally – you’re not alone. Here, the experts at YEG Auto Credit have compiled a list of six of our favorite – and effective – ways to save money. Tips for Reducing Debt Have Any Questions? Discover Our Top Tips for Saving Money Set…

Posted in Tips

What is a Credit Union?

June 26th, 2018 by
Getting Auto financing

A credit union is a member-owned institution. It serves the members that uphold it.  More than one-third of Canadians choose to have membership in a credit union, but which credit option is right for you? What is Credit? Contact Us Why People Choose Credit Unions There are a number of advantages that come with choosing…

Posted in Credit Information

How Do Student Loans Affect My Credit Score?

April 22nd, 2018 by
Credit report with score

If you’re pursuing higher education, you probably know a thing or two about student loans. For many, borrowing money for university is a real adult financial decision – one that impacts everything from finance rates to where one chooses to live.  Read on to learn how you can use your loans to benefit more than…

What Does In-House Financing Mean?

April 2nd, 2018 by
finance signing

If you’re in the market for a new or pre-owned car, you typically have three options when it comes time to pay for it: cash, bank financing, or in-house financing. Cash and bank financing are probably familiar choices, but in-house financing is credit offered by the dealership or one of its affiliates. In-house financing offers…

Posted in Tips

How to Find Out Your Auto Credit Score

March 30th, 2018 by
Checking Off Credit Score

If you’re thinking about financing a new vehicle near Fort McMurray, then it’s important to understand what goes into determining your qualification for an auto loan. Your auto credit score is what Canadian credit lenders like Equifax Canada and TransUnion Canada to determine: Whether you qualify for a loan How much you qualify for Your…

How is Your Auto Credit Score Calculated?

February 21st, 2018 by
Credit report with score

Contact Us Because Fort McMurray car shoppers sometimes don’t possess the extra cash on hand to buy a new car outright, they must seek financing to make that major purchase. Before a lender agrees to fund that loan, they check the borrower’s auto credit score. The auto credit score helps lenders determine a borrower’s creditworthiness,…

Posted in Credit Information

What is Auto Enhanced Credit Score?

December 22nd, 2017 by
Car sale

Contact Us While many car buyers are aware of a standard credit score, not many know that an auto enhanced credit score determines the following: Number of financing options Auto loan interest rate Amount of down payment Loan approval or disapproval If you have bad credit, don’t dismay! There are many financing sources that specialize…

Posted in Credit Information
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